Monday, 19 November 2018

Save Money In Time For Christmas

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Christmas is just around the corner, and that means that you're going to be spending a lot of your hard earned money on gifts. This can be a very stressful time for many people, especially parents, as there is a lot of pressure to have the perfect Christmas and outdo the one from last year, and unfortunately, a lot of this boils down to how much money you spend. It shouldn't be the main focus, and there are many hacks out there to do things for a lot cheaper, and sometimes even free depending on how creative you're willing to get. Us grandparents do not get off much lighter to be honest. I always treat the older ones to a Panto visit and the younger ones have the Disney Life app between them and then they still have to have presents to unwrap when we do second Christmas as we do every year.

In the meantime though, here's where you can save up your money in time for Christmas.

Plan your grocery shopping
One of the easiest mistakes to make in life, is going to the grocery store with no list. This is how stores make so much money - they draw you in and cause you to make impulse buys for things that you don't even need. The best way to avoid this easily, is to preplan what meals you'll be making for that week, that way you only write down the ingredients and items that you need. Then it just boils down to your willpower. As long as you stick to the list, you'll be keeping your money nice and secure in your bank account.

Walk when you can
If you're used to driving everywhere, then you'll love the freedom of being able to jump into your vehicle and go wherever you need to. It's important to realise that this is a luxury though, and sometimes it's unnecessary to abuse it when you have perfect working legs to get you from A to B for free - all within reason of course. You wouldn't believe just how much money you can save in fuel by opting out of driving. So if you need to run a few errands which involve popping to the shop down the road from you - walk there. You'll even be saving the planet, and burning calories too.

Change your phone provider
Our phones are what give us all the things that we need, like the news and what's going on in the world, staying connected to our loved ones, right down to what our favourite celebs are wearing. So they are a must-have in our lives. Having said that, they can also cost you an awful lot every month. Fortunately, there are companies out there like SMARTY free SIM, that allows you to spend exactly what you pay for, meaning any unused data will be credited back to you the following month, ensuring you get the most out of your money.

Now that you have a few ideas, keep them in mind when going about your daily routines. They're only small changes, but they can make a huge difference with just how much money you are able to keep hold of. And now is a better time than any considering it's nearly the holidays!

This is a collaborative post.

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